Jom DuitNow with Billplz: Solutions for Online Businesses

Key takeaways

• DuitNow QR is Malaysia’s national QR standard, enabling payments from over 30 banks and e-wallets through a single, unified code.
• It simplifies payment acceptance for online businesses, removing the need for multiple proprietary QR codes.
• Customers can pay using any supported banking app or e-wallet, including Maybank, CIMB, TNG, Boost, and more.
• It offers instant payment confirmation, with same-day or next-day settlement depending on your provider.
• Transaction fees are lower than traditional card payments, making it a cost-effective solution for businesses of all sizes.
• Billplz makes DuitNow QR even easier to adopt, offering payment links, real-time tracking, MYR settlement, and support for other methods like FPX, credit cards, and BNPL.
• Perfect for freelancers, SMEs, and online stores, Billplz helps you serve local customers better and grow without the complexity.

Introduction

DuitNow QR is Malaysia’s national QR standard for mobile payments, built to simplify how businesses collect money in an increasingly digital market.

As the country moves toward a 90% cashless goal by the end of 2025, online businesses need payment options that customers trust and can use immediately. 

DuitNow QR delivers exactly that. With a single QR code, you can accept payments from more than 30 banks and e‑wallets without managing multiple systems or app‑specific codes.

In this guide, we’ll break down how DuitNow QR works, why it benefits your business, and how Billplz makes online adoption seamless.

What is DuitNow QR and how does it work?

DuitNow QR is Malaysia’s unified QR standard, developed by Payments Network Malaysia (PayNet) and regulated by Bank Negara Malaysia (BNM). It ensures full interoperability across banks and e-wallets, so you only need one QR code to accept payments from your customers.

Instead of managing multiple QR codes from different providers, merchants display a single DuitNow QR code. Customers then scan it using any participating bank app or e-wallet to make payments.

What’s the difference between TNG QR and DuitNow QR?

The TNG QR code is exclusive to Touch 'n Go eWallet, meaning only users of that app can make payments with it.

In contrast, DuitNow QR is a universal standard. Because TNG is part of the DuitNow network, its users, along with customers from banks like Maybank, CIMB, or e-wallets like Boost, can all scan the same DuitNow QR to pay.

For businesses, this means one DuitNow QR code is all you need to serve nearly every customer in Malaysia.

Benefits of DuitNow QR for businesses

For online businesses in Malaysia, offering seamless, secure, and accessible payment options is key to improving customer experience and boosting conversion. DuitNow QR checks all those boxes and more.

• Wider customer acceptance: Accept payments from all major banks and e-wallets,  without asking customers to switch apps.
• Massive reach: Over 2.6 million acceptance points nationwide, with RM31.1 billion in transaction value (2024).
• Lower operating costs: Fees are generally lower than credit card transactions, helping businesses save on every payment.
• Security & trust: Backed by Bank Negara and PayNet; meeting high national standards for safety and reliability.
• Real-time confirmation: Payments show up instantly, so you can confirm and fulfil orders without delay.
• Easy to deploy online: Share a single QR or link via web, WhatsApp, or email;  no need to build a full checkout system.

Whether you're running a storefront, selling via Instagram, or sending invoices, DuitNow QR makes collecting payments easier for you and your customers.

How to set up DuitNow QR for your online business?

Getting started with DuitNow QR is straightforward, and you don’t need to build a full checkout system to offer it. Here’s how to set it up for online payments:

1. Choose a provider that supports DuitNow QR: Make sure they offer tools for generating QR codes or payment links, and that they support MYR settlement to Malaysian bank accounts. Local customer support is a plus.
2. Register for a merchant account: After signing up, you’ll receive your DuitNow QR code or a payment link, ready to use immediately.
3. Add the QR or link to your customer touchpoints: You can embed it on your checkout page, invoice, or even share it via WhatsApp, Instagram DM, or email. It works just as well for web-based and social-driven businesses.
4. Test a payment: Run a test using a participating bank or e-wallet to ensure the QR code works, and check if your payment appears correctly in the dashboard.
5. Settle and track: Funds will be settled into your Malaysian bank account based on your provider’s schedule. Most dashboards allow you to view payment history, track status, and export reports for reconciliation.

How to integrate DuitNow QR with your website or store?

Adding DuitNow QR to your online checkout is simpler than you think.

• Place a QR image or “Pay Now” link on your checkout page where it’s clearly visible and easy to access.
• Optimise for mobile: Ensure the QR fills the screen or the link opens directly in a supported bank or e-wallet app for smoother payment flow.
• Use available tools: If your payment provider offers plugins or embed codes, take advantage of them to save time and ensure compatibility.
• Track transactions properly: Make sure your backend dashboard captures each DuitNow QR transaction with clear references for easy reconciliation.

Integrating DuitNow QR can reduce friction at checkout, speed up payment confirmation, and meet customer expectations in just a few taps. 

Work with a provider that supports MYR settlement and connects with major local e-wallets like Boost, GrabPay, and TNG. Billplz is a reliable option designed to support these local payment needs.

How Billplz helps online businesses accept DuitNow QR

Billplz helps Malaysian businesses accept payments with ease. It supports FPX, DuitNow QR, e-wallets, credit cards, and BNPL, all from one system. Whether you run an online store, freelance, or manage a platform, you get the tools to move fast, stay in control, and serve local customers better.

With clear pricing, seamless integrations, and a powerful dashboard, Billplz lets you collect payments, track them in real time, and grow with confidence.

• Unified payment gateway: Accept DuitNow QR, FPX, credit cards, and BNPL from the same platform.
• QR + link flexibility: Generate dynamic or static QR codes, or create payment links from your Billplz dashboard or API, perfect for checkout, chat, or email.
• Transparent fees & fast settlement: Know exactly what you’re paying, with direct MYR settlement to your Malaysian bank account.
• All-in-one dashboard: Track all incoming payments (QR and non-QR) in real-time, with filters and export options.
• Competitive pricing: FPX-based QR transactions cost as low as MYR 0.70 per payment on the Standard plan, ideal for SMEs and growing brands.
• Flexible integrations: Connect Billplz to your website, store, or platform using ready-made integrations and plugins. Explore available options at the Billplz Integrations page.

DuitNow QR settlement times

DuitNow QR offers instant payment confirmation. The moment your customer scans and pays, you’ll see it reflected in your Billplz dashboard. Settlement to your Malaysian bank account happens on the same day or the next business day, depending on your plan. 

This speed removes any ambiguity around payment status and helps you move quickly from order to delivery, offering a smoother experience than traditional card terminal settlements.  

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FAQ

Is DuitNow QR safe?

Yes, it’s safe. DuitNow QR is regulated by Bank Negara Malaysia and runs on PayNet’s secure infrastructure. 

What are the fees for DuitNow QR payments?

Fees vary by provider. With Billplz, QR-based FPX payments can be as low as RM0.70 per transaction, making it a cost-effective option for online businesses.

Does DuitNow QR support e-wallets and bank apps?

Absolutely. DuitNow QR works with over 40 participating banks and e-wallets (Source: DuitNow Online Banking/Wallets), including Maybank, CIMB, TNG eWallet, Boost, GrabPay, and many more.

How quickly do funds settle when using DuitNow QR?

You’ll typically receive funds by the next business day. Some providers, like Billplz, also offer same-day settlement options depending on your plan.

Does Maybank have DuitNow QR?

Yes. Maybank fully supports DuitNow QR. You can use it to send and receive payments through the MAE app or Maybank2u.

Can I use DuitNow QR with e-wallets?

Yes. Most major Malaysian e-wallets, including Boost, GrabPay, TNG eWallet, and MAE, let users scan and pay via DuitNow QR.

Is DuitNow QR free to use?

For customers, yes — there’s no charge to pay using DuitNow QR. Merchants may pay a small transaction fee, depending on their payment provider.

Does DuitNow have a limit?

Yes, but it depends on your bank or e-wallet. Some support transaction limits up to RM50,000, while others may have lower caps. Check with your provider for exact limits.  

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Conclusion

DuitNow QR makes it easier and more affordable for online businesses in Malaysia to accept digital payments. With one QR code, you unlock payments from nearly every bank and e-wallet your customers use.

And when you connect DuitNow QR to a provider like Billplz, you’re not just simplifying payments, you’re streamlining operations. 

From MYR-based settlement to instant confirmation and full dashboard tracking, Billplz helps you accept payments the way your customers expect.

Set up your DuitNow QR payments today with Billplz and start collecting from Malaysian customers faster, cheaper, and smarter.

Start with Billplz to give your business a trusted, scalable payment backbone designed for the future. New merchants receive MYR 25.00 in starter credit with code GROWTHPRO (valid until 31 December 2025).